The advantage of replacing an older policy is that new policies may offer more desirable benefits and features and fewer restrictions. Inflation Protection and no requirements for a prior hospital stay are some of the benefits and features being offered in current long-term care products. However, just because a policy is newer does not necessarily mean it is better than the one you have.

If you are considering replacing an older policy, you should meet with our Insurance Specialists who can help determine what is best for you. To schedule an appointment please call 315-484-2249.